Life can bring unexpected changes to your circumstances. Business may be good or bad, and a flexible Self Certification mortgage allows you to change with the times.
You can overpay whenever you can afford it, potentially paying off your mortgage early saving yourself thousands in interest. If you hit a rough patch or want to pause your repayments to explore new avenues (and assuming you've built up a reserve of overpayments to draw upon) you could reduce your monthly mortgage payments or maybe take a payment holiday.
The tables below show our current Self Cert flexible rates - complete with the mortgage term, special features and charges. If you see one you want to grab, click Apply to start an online quote or application. Or, if you prefer, call to speak to one of our mortgage specialists on 0845 603 9273*.
You can use our mortgage calculators to find out how much you can borrow with any of these mortgages, or get an idea of what your monthly repayments would be.
Flexible mortgages now available for Self Certification
These products are currently not available.