Rates: Self Certification

Have an unusual income pattern? Take a peek at these.

If you're self employed or your income is made up of investments, bonus or commission payments, you can still enjoy a great rate from Giraffe. If you don't have certified accounts or evidence of regular monthly payslips we won't ask to pour over every detail of your earnings. We'll usually allow you to calculate your income based on what you're realistically earning.

Choose one of the mortgage types below to see our rates. To get more information on the Giraffes available to you, download our brochure.

Fixed Self Cert

Helps you to keep a tight control of your outgoings as you'll know exactly how much your repayments will be every month…

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Discount Self Cert

Reduced initial repayments could help you channel some of your income elsewhere in the short term - like into your business, for example…

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Flexible Self Cert

You're smart enough to manage your income, why not manage your mortgage too so that it works harder for you?

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Mortgage guides & case studies

New to Self Certification? Learn more. If you've done it before, refresh your memory with our mortgage guides and case studies.

Additional services

Learn about the extra services we can provide you with to help make your move easier.

Insurance

Arrange your home protection quickly and simply with Zurich Insurance. They offer competitive quotes for Giraffe customers…

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Mortgage Payment Protection

Protect your mortgage repayments and your peace of mind if the unexpected happens with Mortgage Payment Protection from Cardif Pinnacle

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Mortgage Calculators

Get the figures to go with the facts. How much can you can borrow? How much will it cost?

Calculate what you can borrow now

Our guides

Our definitive guide to kinds of mortgage we provide…

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