If you're looking for a property to move into and you want to lessen the impact you make on the environment, the Carbon Offset mortgage helps you do your bit. Whether you're looking for the security of set payments, increased short-term affordability or the ability to make your mortgage fit more with your life, we have a range of great mortgage deals that work with your current financial situation.

The tables below show our current Residential rates - complete with the mortgage term, special features and charges. If you see one you want to grab, click Apply to start an online quote or application, or call to speak to one of our mortgage specialists on 0845 603 9273*.

You can use our mortgage calculators to find out how much you can borrow with any of these mortgages, or get an idea of what your monthly repayments would be.

Residential mortgage rates

Only left to grab this rate!† †Completed applications must be received before the rate ends.
7.99% 3 year fixed (Carbon Offset – AND)				Apply
Rate and Term	The overall cost for comparison is (APR)	Max loan to value	Features	Early Repayment Charges
7.99% which is a 3 year fixed until 31/07/2011, then changing to 7.09% variable which is our Standard Variable Rate for the rest of the mortgage period.	7.9%	90%	• 1% arrangement fee • No extended tie in • Higher Lending Charge paid by Giraffe	• 3% of the sum repaid until 31/07/2011 • Part repayment admin fee: £50

Rates correct as at 24/06/2008. Available to all new customers. Lending fee: £195 (due on completion but payment can be deferred until the mortgage is fully repaid). Full repayment mortgage release fee (currently £0).

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*All calls will be recorded for training and monitoring purposes. Lines are open 8:30am - 6pm Monday to Friday, 10am - 1pm Saturday.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Subject to status. Written illustrations are available on request. All information correct as at 24/11/2007.

Borrowers must be 18 or over unless otherwise stated. Giraffe only lend within the UK. Giraffe is a trading name of the Governor and Company of the Bank of Ireland, which is authorised by the Irish Financial Regulator and the Financial Services Authority; regulated by the Financial Services Authority for the conduct of UK business.

The address for services is: One Temple Back East, Temple Quay, Bristol BS1 6DX. Telephone: (0117) 979 2222. Fax: (0117) 929 3787. Website: www.giraffemoney.co.uk

The Governor and Company of the Bank of Ireland, incorporated in the Republic of Ireland with limited liability, Registered in England and Wales with branch number BR000459. VAT No. GB168 1961 35.