Comprehensive and competitive cover
Before you can complete on any Giraffe mortgage you must have buildings insurance in place to protect the property against fire, structural damage and other unexpected mishaps. To help cut down on the hassle of this process we've teamed up with Zurich Insurance. They can help get your cover arranged quickly and simply. However, should you wish to use another provider, you can, as long as the company in question is recognised by us and the level of cover provided is sufficient to protect the property. If you choose not to use Zurich, there will be a £25 admin charge to cover our costs.
The benefits of Zurich Home Protection
Put simply, it gives you affordable cover against the unexpected for your property and its contents.
You can choose between covering just the building, just its contents or the two combined.
The peace of mind of buildings cover
To insure the property structure and any permanent fixtures and fittings, such as kitchen units or bathroom suites against damage. Your quote will be based on the information you provide, so remember to inform them of any changes you've made that might affect the cost of rebuilding your home. For example, any alterations or extensions, a loft conversion or a new garage, perhaps.
Free emergency repairs helpline
As part of your cover Zurich Insurance offer a dedicated phone line to help in times of distress. If, for example a water pipe is burst or a window or door made unsafe, they'll make every effort to help you get it repaired that day.
Optional Buildings Accidental Damage Cover
Protecting your home against major problems is a must. But wouldn't it be good to know that cover was also in place for more minor (but usually more regular) accidents too? With this optional extra cover, it would be - anything from putting your foot through the loft floor, to a football breaking a window.
Specialist Buy to Let buildings cover
If you're investing in property, it's vital that you know your investment is well protected. So Zurich has insurance specifically designed for Buy to Let properties. Ask for details when you contact them.
The extra reassurance of contents cover
Your home contains your most precious things. Zurich's contents insurance allows you to protect those things that are important to you - from your day to day possessions, right up to your most treasured valuables. With cover continuing for some things should you take them beyond your home's four walls.
Standard Cover
Covers items such as furniture and furnishings while they're in your home.
Optional Accidental Damage Cover
Additional cover against damage by accidents, such as knocking an ornament off a shelf when cleaning.
Optional Personal Possessions Cover
This covers things like your clothes, jewellery, money and bicycles when they're away from your home.
Optional Family Legal Protection Cover
This covers the legal costs if you or a member of your family is involved in a legal action. For instance, claiming compensation for personal injury, being prosecuted for a motoring offence, or having a dispute with a neighbour or an employer. You can also get advice over a special phoneline about any personal legal problem you have. Family Legal Protection is managed by Lawclub Legal Protection.
Other benefits provided by Zurich Insurance
A helpful and responsive claims service
Open 24 hours a day, 365 days a year, the Zurich claims line is available to you no matter which of the above cover you choose. So, if you ever need to call, one of Zurich's Customer Associates will be available to handle your claim as smoothly and quickly as possible.
Transferable cover to make life simpler
If you ever move your mortgage from Giraffe, your Home Protection is transferable. So you can continue your cover unchanged and without the hassle of having rearrange it.
Feel secure knowing your home is protected against the unexpected.
To apply for Home Protection or get more information and a quote, call Zurich now on 0870 010 4982*
*Lines are open 8am - 8pm Monday to Friday and 9am - 1pm Saturday