Guides: Remortgaging

Amy and Luca Capitanio

Early 30s, full-time workers and parents of Claudio and Elena
Want to do their bit for the environment

Amy and Luca care deeply about the welfare of their children and they're concerned about the environment they'll be growing up in. They're conscientious consumers who like to eat organic fruit and vegetables, buy locally produced meat from their local farmer's market and are careful to recycle as much as possible - including giving clothes to charity shops.

They're by no means green activists, but when they hear news stories about companies who are heavily polluting our environment with harmful greenhouse gases, it does trouble them. So they want to do what they can.

Whilst looking to switch to a mortgage that gave them the best competitive rate and suited their current circumstances, Amy and Luca discovered the Carbon Offset mortgage offered by Giraffe.

The Carbon Offset mortgage gives them the chance to take out a product that suits their needs whilst also guaranteeing to offset 16.5 tonnes of carbon emissions (the average UK home's annual output for 3 years - the duration of the mortgage's promotional period). The idea is that Giraffe buy up carbon credits and put them out-of-reach of less eco-friendly businesses.

Amy and Luca are an everyday couple who think of their future, so it's natural for them to want to use a greener mortgage product offered by a more forward thinking company.

Mortgage Calculators

Get the figures to go with the facts. How much can you can borrow? How much will it cost?

Calculate what you can borrow now

Our guides

Our definitive guide to kinds of mortgage we provide…

Find out more